Saturday 25 March 2017

Check Your Bank Account Balance Using Your Mobile Phone

Online Banking offers flexibility in the way transactions are done. Before you go to the ATM to
either withdraw cash or confirm a payment you can actually check your account balance. For some 
reason, alerts do not always show up. Sometimes we receive them quite late. 
here is a list of some Nigerian Banks and how you can check your account balance via sms

 Techsvilla.com.ng


How To Check Your Bank Account Balance Using Your Mobile Phone
1. Diamond Bank: - 1. Make sure you have your diamond debit card number.
2. Dial 0700-300-0000 and follow the voice prompt
3. Press 1 to select the account balance option
4. Enter your 16 digit debit card number followed by #
5. Upon pressing the # key, the system will prompt you to enter your 4 digit Self Service code (this has been sent via SMS from Diamond to your registered phone number)
6. You will be required to change your Self Service code to any 4 digit code of your choice
7. As soon as you have changed the code, your account balance for the account tied to your card will be announced to you.
8. You can also decide to request for your account balance to be sent to your registered phone number instantly via SMS by following the voice prompt.

2. GTBANK - To check for balances on any off your accounts, all you need to do is simply dial; *737*6*1# on your mobile phone and follow the on-screen prompts. Also, to Transfer Data, Airtime or funds, simply dial *737#
Alternatively to check your balance, simply send an sms in this format: Bal (Space) Nuban Account Number to 08100550000
i.e Bal (Space) Account Number to 08100550000. Wait for a response. 


For other Banks, i will update you soonest as you have to register online or grant permission from your
Bank for this feature. Not to worry you can also check your Balance using Glo Magic Plus using the following steps;

1 Go to your phone Menu, select "Magic Plus" (Globacom users)

2. Under this menu select "M-Banking"

3. Use the display options from your phone such as "my phone bank".

4. Now scroll to "My Bank"

5. You will receive a list of options like check balance, statements, recharge, change passcode etc.

6. Click on the "check balance" option

7. The next display should be "bank" with a space simply enter your bank name E.g FirstBank as (FBN), EcoBank (ECB)
Access Bank (ASB), Skye Bank (SKYB), United Bank for Africa (UBA) etc.

8. Select your Account type "Savings" or "Current" and press OK 
(Please note: Most domiciliary accounts a current accounts)

9. Your Phone will demand for a "passcode" 
Usually your ATM pin or you can generate a passcode yourself.

10. Wait as your request is being processed. It may take a while.

11. A confirmation message will be sent to your phone showing the following;
Name, Surname, Date your account was created, your last withdrawal and your balance.

Charges depends on Network
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